Indodana: PayLater & Pinjaman 4.35.0

Discover the Indodana PayLater Service:

• Installment terms of 3, 6, and 12 months
• 3% interest rate for 3, 6, and 12-month terms
• Maximum APR = 36%
• Example: If you shop for Rp4,000,000 and choose to pay it off over 12 months, the total loan amount to be paid would be Rp5,494,400
• Credit limit of up to Rp30,000,000

Indodana PayLater Simulation Example:

If you use the Indodana credit limit to shop for Rp4,000,000 and choose to pay it off over 12 months, here is a breakdown of the payments:

• Principal loan amount: Rp4,000,000
• Provision fee: 1% * Rp4,000,000 = Rp40,000
• Loan interest: 3% * 12 * Rp4,040,000= Rp1,454,400
• Service fee details: Flat 1% for all terms
• Total loan amount to be paid (principal loan + provision fee + loan interest): Rp5,494,400 (Rp4,000,000 + Rp40,000 + Rp1,454,400)
• Total monthly installment: Rp457,867/month (Rp5,494,400/12)

Also enjoy the latest service from Indodana: Blibli Tiket PayLater.

What is Blibli Tiket PayLater by Indodana?

This new feature is a collaboration between Indodana, Blibli, and tiket.com, bringing you a unified PayLater that can be used across all platforms.

What is Indodana?

Indodana is a financial application from PT Artha Dana Teknologi, established in 2017 in Indonesia. The Indodana app provides PayLater services (installments without a credit card), fast online loans, and bill payments such as phone credit & data packages, electricity bills, water bills, Telkom/Indihome bills, BPJS payments, and more to meet your financial needs. PT Artha Dana Teknologi is licensed and supervised by the Financial Services Authority (OJK) and is a member of the Indonesian Joint Funding Fintech Association (AFPI).

Indodana PayLater

Buy now, pay later? Definitely possible with Indodana PayLater! Get a credit limit of up to Rp30,000,000 that you can freely use for shopping at various offline and online merchants partnered with Indodana. Such as Tokopedia, Cermati, iBox, Erafone, Matahari, CGV, McDonald's, Informa, Alfamart, and 1000+ other top merchants.

Online Cash Loans

Indodana is committed to providing cash loan solutions for various needs. Get fast and easy online cash loans that can be paid monthly up to Rp15 million.

Information on Online Loan Application Services:

• Minimum loan term is 3 months (90 days), and maximum term is 12 months (360 days) for loan repayments
• Loan limits range from Rp1,000,000 - Rp15,000,000
• Interest rate: 8% per month (Maximum APR = 96%)
• Provision fee details:
  • 3-month loan term: 16%
  • 6-month loan term: 20%
  • 9-month loan term: 15%
  • 12-month loan term: 15%

Online Loan Simulation Example:

If you borrow Rp9,000,000 with a 9-month installment plan, here is a breakdown of the payments:

• Amount borrowed: Rp9,000,000
• Provision fee: 15% * Rp4,000,000 = Rp1,350,000
• Principal loan amount = Rp10,350,000 (Rp9,000,000 + Rp1,350,000)
• Total Interest (Total loan amount - Borrowed amount - Provision fee): Rp4,563,000 (Rp14,913,000 - Rp9,000,000 - Rp.1,350,000)
• Using the annuity interest calculation method, the monthly installment would be (Rp10,350,000 * 8%) / (1-(1+8%)^-9 months) = Rp1,657,000
• Total loan amount to be paid (monthly installment * term): Rp14,913,000 (Rp1,657,000 * 9 months)

The Benefits of Using Indodana:

• EASY REQUIREMENTS: Get loans and your desired items with just personal documents (ID card and income validation)
• LOW INSTALLMENTS: Affordable and low-interest installments that can be paid monthly
• SAFE: Utilizing Artificial Intelligence (AI) and Big Data technology to ensure secure and convenient application processes
• TRANSPARENT COSTS: No hidden fees during application and installment processes
• FAST DISBURSEMENT: Quick fund disbursement process

Contact Us:

• Phone Number: (021) 4059 5888/li>
• Email: [email protected]
• Instagram: https://www.instagram.com/indodana.id/
• Address: Jl. KH Hasyim Ashari no. 26, RT 001 RW 004, Petojo Utara, Gambir, Central Jakarta 10130